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Sunday, July 15, 2012, 3:00am

Finding Dry Land

Underwater Owners May Be Coming To The Surface

More Mods, Stronger Sales, Stable Prices Contribute To Borrower Dry Out

The biggest thing holding back the housing market this year in an otherwise happily healthy spring has been inventory – or rather, the lack thereof. Too many homeowners are underwater, owing more than their home is worth, and thus unable to sell.

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