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Monday, January 7, 2013

Leader Of The Pack

Community Banks Bite Into Larger Competitors’ Lending Pool

Lenders Credit Reputation, Loan Officer Talent For Positive Shift

Five years ago, community banks like Leader Bank, Cape Cod Five Cents Savings Bank and Lowell Cooperative Bank may have been flying under the radar in terms of the sheer dollar volume of Bay State residential loans. But the times, they are a-changin’. The financial crisis, for one, and the subsequent image problem that banks – big banks, especially – suffered in its wake, and the exodus of customers and loan officers from larger institutions to smaller ones, all appear to have played a role in changing the tide.

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