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A Watershed Moment For Flood Insurance

Federal Flood Insurance Rules Set To Change

While this coming Oct. 1 is high in media consciousness as the date of the implementation of the Affordable Care Act, it’s also a milestone date for significant changes in federal flood insurance rules, as a result of the appropriately eponymous Biggert-Waters Flood Insurance Reform Act of 2012. The Biggert-Waters law extends the National Flood Insurance Program (NFIP) to 2017 but at the cost of significant program reform, much of it to ensure that flood insurance premiums more accurately reflect real flooding risk.

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