October 23, 2014 | Updated 11:42am

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Housing Matters

New Mortgage Rules Depressing Approval Rates

Bankers Say QM, ATR Problematic For Self-Employed


New rules aimed at forestalling another foreclosure crisis are already depressing approval rates for mortgage applications that may have been feasible last year, bankers say, but while the first foreclosure on a non-qualified mortgage could eventually provide clarity for timid lenders, nobody is chomping at the bit to go first.

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