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Issue of May 14, 2007 |     |
Pulling the TriggerSo-called mortgage triggers, which automatically alert lenders whenever a competitor checks someone’s credit rating, soon could be shot down by the Massachusetts Legislature. Under a bill considered to be the toughest of its kind in the United States, the triggers would be outlawed here in the Bay State. Stop It The city of Quincy has worked hard in recent years to revitalize, and improve access to, its downtown area and other points of interest. The Quincy Center Concourse, which was opened in the fall of 2002, was built to ease traffic congestion in the downtown. Lotteries With Better Odds By Thomas M. Callahan On May 1, the Massachusetts State Lottery rolled out its new “Star Spangled Sweepstakes” game. It promises better odds than any other game in the Lottery’s history. Of course, those odds are still not very good: one in 4 million for the top prize and one in 400,000 for one of the 10 million-dollar prizes. Home Improvement Contractor Act Compliance Difficult, Necessary By Shawn P. O’Rourke The smart home-improvement contractor has always been savvy about creating a good, solid contract before setting out on a project with a homeowner. A good contract will make expectations (on both sides of the table), timelines, budgets and other important details clear. Amid Subprime Fallout, Homebuyers Flock to MassHousing By Thomas R. Gleason A regular Banker & Tradesman columnist recently suggested that MassHousing has not done enough to serve lower-income homebuyers, especially those who took out subprime loans. Without any supporting facts, the author made a series of baseless allegations that reflect a startling lack of information about MassHousing. Check and Balance Banker & Tradesman's political cartoon. Red Tape Tangles Phishing Investigations By John Jaser Do you wonder what law enforcement is doing about phishing? Certainly they’re investigating these attacks. Occasionally we hear about fines and convictions for crimes that occurred years earlier. In the meanwhile, the attacks on and losses incurred by banks from phishing keep rising – to an estimated $100 million per year. |
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