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 Issue of March 24, 2008 
   

At The Margins
Blunders by Behemoths Mean Market Share for Small Banks


Robert B. Segal is a chartered financial analyst and portfolio manager at Danvers-based J. William Mantz Investment Advisors, an investment advisory firm serving more than two-dozen community banks.
By Robert B. Segal
The most recent Federal Reserve senior loan officer survey, released at the end of January, indicated further tightening of most standards for commercial lending.

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