
At The Margins
Blunders by Behemoths Mean Market Share for Small Banks

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| Robert B. Segal is a chartered financial analyst and portfolio manager at Danvers-based J. William Mantz Investment Advisors, an investment advisory firm serving more than two-dozen community banks. |
By Robert B. Segal The most recent Federal Reserve senior loan officer survey, released at the end of January, indicated further tightening of most standards for commercial lending.
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