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Opinion

The Country’s Payments System Is at a Crossroads

By Thomas J. Curry, Jason J. Cabral and Daniel W. Hartman | Special to Banker & Tradesman | Apr 28, 2019 | Reprints | Unlock Link

The Clearing House (TCH) last month released business principles outlining the operation of its real-time payments network, which it launched in November 2017 and is the only one in the country.

Focus on Market-Rate Housing Production Misses the Biggest Shortage

By Georgia Katsoulomitis | Special to Banker & Tradesman | Apr 14, 2019 | Reprints | Unlock Link

Efforts like Gov. Charlie Baker’s Housing Choice bill – which would amend state law to make it easier for local zoning boards to approve certain categories of housing – may assist in the creation of more market-rate housing in some communities. But it would not address the dire shortage of affordable housing units among the state’s poorest residents.

Lenders Shouldn’t Sneer at Zillow Home Loans

Apr 14, 2019 | Reprints | Unlock Link

Will Zillow take over the world? No. But recent experience shows it doesn’t pay to underestimate a large, tech-savvy company intent on disruption. The rise of Quicken Loans, through its Rocket Mortgage all-digital mortgage product, offers a stark example.  

‘City of Sin’ the Next Big Thing

Apr 7, 2019 | Reprints | Unlock Link

Over the last few years, Lynn and other Gateway Cities have been on an upward trajectory, with arts and other investments in their downtowns. And their value proposition isn’t going unnoticed by hopeful homebuyers of many stripes.

State Building Code Leaves Us Vulnerable to Climate Change

By Deanna Moran | Special to Banker & Tradesman | Apr 7, 2019 | Reprints | Unlock Link

Who is ultimately responsible for ensuring buildings are prepared for climate change? That’s the question facing design professionals and other decision makers, in the aftermath of extreme weather and in light of increasingly public information on the foreseeability of climate risks.

A Roadmap for Infrastructure Development

By Jed Ruccio | Special to Banker & Tradesman | Apr 7, 2019 | Reprints | Unlock Link

The lessons learned through the Merrimack Valley recovery effort can help form a roadmap for future infrastructure projects. To be successful, these projects will need adequate definition at the start and continuous efforts to contain scope.

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